Digital Security 101

Illustration of a phone lying flat with a credit score wheel emerging from it
Credit & Finance

The 6 Best Credit Monitoring Apps (Reviewed and Rated)

Credit monitoring apps help track your credit score, warn you of fraud, and educate you about building credit — but not all are worth your time and money.

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June 4, 2025
Illustration of a magnifying glass over the Credit Karma logo
Credit & Finance

The 5 Best Credit Karma Alternatives (Reviewed and Ranked)

Credit Karma offers "free" credit monitoring and personal financial tools to millions of Americans — but it's not the only (or best) option available.

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April 28, 2025
Illustration of a pair of binoculars next to a credit score
Credit & Finance

What is Credit Monitoring? Do You Really Need It?

Credit monitoring is one of the best ways to protect your credit score and catch the early warning signs of fraud — but only if you use the right service.

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August 5, 2024
Illustration of a question mark casting a shadow in the shape of a dollar sign
Credit & Finance

How To Review Your Bank Account Statements Each Month

Regularly reviewing your bank statements is one of the best ways to maintain your financial health — and can help you spot the warning signs of fraud.

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April 17, 2024
A question mark made out of a credit score symbol
Credit & Finance

Is myFICO Legit? What You Need To Know Before Buying

myFICO is one of the only credit monitoring services that provides FICO® scores — but its limited features could leave you vulnerable to fraud and scams.

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April 9, 2024
Illustration of a phone with a credit utilization wheel coming out of it; indicative of credit-related offers
Credit & Finance

How To Opt Out of Prescreened Credit Card Offers

The Prescreen Opt-Out Notice Rule lets you permanently opt out of prescreened offers, or opt out for five years. Here’s how.

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April 8, 2024
Illustration of a credit utilization wheel with a combination lock inside of it
Credit & Finance

Why Is My Credit Frozen If I Didn’t Freeze It?

System errors, file mixups, data breaches, or even identity theft may be why your credit is frozen without you initiating it.

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April 8, 2024
Illustration showing a magnifying glass placed in front of a credit card
Credit & Finance

Here’s How You Can Prevent Credit Card Cloning

Cloned cards are fraudulent copies of real credit or debit cards. Hacked POS terminals and skimmers can both easily give away card information.

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March 20, 2024

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